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Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
Compare our list of direct lenders in the UK
Active Lenders
Borrow between £1,000 and £5,000 over the course of 12 to 36 months. 118 118 Money offer an online account to manage the loan and variable APR rates with no additional fee charges. Representative 49.9% APR.
Bamboo gives customers the option of loaning between £2,000-£15,000 which can be repaid in as little as 12 months or anywhere up to 60 months. APR rates remain fixed throughout the agreement. Representative 69.9% APR.
Take out fast, smaller loans with CashASAP, with loans starting from £200 and capped at £750. Repayment terms of 3 to 6 months. First-time customers can borrow a maximum of £400. Returning customers can borrow up to £750. Representative 1269.8% APR
CashFloat have 2 different personal loan products. Their payday loans 2.0 product allows customers to borrow between £300 and £1500 and repay between 3 and 9 months (Representative 611.7% APR). For those wanting to borrow between £1500 and £2500, their CashFloat personal loan has a Representative 295.58% APR and can be repaid over 6 or 9 months.
Creditspring is a trading name of Inclusive Finance Limited. It offers a membership loan service that aims to make borrowing simpler and cheaper for people in the UK. As well as helping people to access loans, they also offer tips to build your credit and a monthly Stability Score to see where you stand in terms of your financial wellbeing.
Drafty loans start from as little as £50 with a maximum amount of £3,000 available. It is a line of credit that remains open for as long as you need providing there are no payment defaults. Representative 96.2% APR
Borrow between £1,000 and £15,000 with Everyday Loans, with repayment terms varying between 18 and 60 months. They are a direct lender and interest rates are fixed. Representative 99.9% APR
Finio Loans let their customers apply for a personal loan of different amounts ranging from £1000 to £5000, over the course of 12 to 36 months. With a Representative APR of 39.9%. They aim to process and pay the loan into your account within 24 hours.
Fernovo offer short term loans, and customers can apply to borrow up to £1,000 over a period of between 2 and 6 months, representative APR of 1244%.
A peer-to-peer lender that enables you to borrow between £100 and £800 for new customers, which must be repaid within 4 months in equal instalments. Existing customers can borrow up to £1,500 which is to be repaid in 6 monthly repayments. They offer no late or early repayment fees. Representative 504.7% APR
Lending Stream loans start from only £50, with the maximum loan amount capped at £1,500 on a 6 month repayment plan. They promise a fast decision and near-instant transfer of funds. Representative 1333% APR.
Loan Pig loans range from only £50 up to £1,500. You can repay the full amount (plus interest) anywhere between 2-12 months. APR rates are fixed for the full loan period. Representative 1261% APR.
Apply for a loan of up to £2,000, or for as little as £250 with Loans2Go. They are a direct lender and offer repayment terms of 18 to 24 months. Representative 770% APR.
Moneyboat give you the option to borrow between £200 and £1,500, which can be broken down into 2, 4 or 6 monthly instalments. Interest rates are fixed at 0.7% per day for duration of the loan. Representative 939.5% APR.
Customers have the option to take out anywhere between £300 and £1,500 with Quidmarket and repay over a 3-6 month period. Repeat customers may be offered more flexible terms. Representative 1299.6% APR.
